If your employer has three or more employees consistently on staff, they are typically bound by the Workers' Compensation Act and should possess workers' compensation insurance. If you can demonstrate a valid "employee-employer" connection, you should be eligible for coverage under this legislation. Some specific cases may have exceptions, so please contact us for more information and details.

In the event of a work-related injury, your employer is obligated to cover your "medical expenses" and provide compensation for a portion of your lost income if your injury prevents you from working for more than seven days. If your injury renders you completely unable to work, you may be eligible for "temporary total disability benefits," with the amount capped based on the statutory limit at the time of the accident. In cases where you can still work but experience a reduced earning capacity due to your injury, you may qualify for "temporary partial disability benefits." Furthermore, you may receive compensation for any assessed "permanent partial disability" related to the loss of a body part or partial loss of bodily function. In instances where your injury is classified as "catastrophic," you are entitled to "vocational rehabilitation benefits."

In the event of a workplace injury, it is crucial to inform your employer promptly, or as soon as it is feasible. The provision of medical and income benefits is contingent upon this notification. Failure to provide notice within 30 days of the incident may result in the forfeiture of compensation, unless there are valid reasons justifying the delay.